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  • Jeremy Engdahl-Johnson Says:

    The CLASS Act may open the door to substantial adverse selection risk because it allows most anyone to access the long-term care (LTC) program yet also makes the program voluntary. In other words, those most in need are likely to sign up, while others opt out, raising the cost of the overall pool. Is auto-enrollment the answer? See http:www.healthcaretownhall.com?p=1991

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